The SAKI SE Money Snapshot
Where does the money really go?
One page from your own rough figures: real profit, prices below what your trade needs, money customers owe, fuel, and how many days your cash would last. Free, in a few minutes.
One snapshot, start to finish
Ada thought her shop was fine.
Ada and her shop are made up, from the example SAKI SE liaisons use. The numbers are what the Money Snapshot works out from her answers.
1Busy every day
₦1.37 million of sales in a normal month.
Ada runs a tailoring shop in Rumuola: senators, Ankara gowns, aso-ebi, alterations, shirts and school uniforms. Thirty months in, she is busy every day and takes home ₦400,000 a month. As far as she can tell, the shop is doing fine.
2What the snapshot showed
Only ₦67,500 a month stays in the business.
Three of her styles earn less than the 55% margin fashion needs. Customers owe her ₦180,000, the oldest for 75 days. The generator takes 40% of her running costs, about ₦175,500 a month. And her cash would last six days if sales stopped.
3What the Deep Dive found
Up to ₦384,900 a month, from her own numbers.
₦100,000 left the shop last month with no record. A 10% price rise would still pay even if she lost 13% of her orders. Re-pricing three styles is worth ₦158,800 a month; bringing back 10 more customers in every 100, ₦91,000; one hour less of generator a day, ₦35,100.
4What she does next
Know, fix, grow.
New prices on three styles. A 50% deposit before she cuts, so materials are paid for. The ₦180,000 collected. Every sale recorded with SAKI SE, so next month's report replaces these estimates with real figures.
₦1,374,000
sales in a normal month
₦67,500
left in the business each month
₦384,900
a month the moves could add, at most
Now yours
Type over Ada's numbers with your own.
Trading: you sell regularly, but the numbers are guesswork. Starting: no sales yet, or only a few to friends. Rough figures are fine. The answer at the top changes as you type.
Worked out on your phone. Nothing is sent unless you tap the WhatsApp button.
With your SAKI SE liaison
Going deeper, together.
These take an hour with a liaison, in person or on WhatsApp, because they need figures most owners have never written down. You keep the page.
Deep Dive
For an experienced owner, after the Trading snapshot: which work earns most per hour, how much a price rise can survive, what rising costs will take, cash tied up and cash unaccounted for, and the moves ranked by naira a month.
Growing
Steady sales for several months and a plan to expand: trend, repeat customers, cost to win a customer, capacity, and whether the growth plan pays back.
Growth Deep Dive
For a real expansion decision: the plan at low, expected and high demand, the cash it needs, three ways to pay for it, and six readiness tests with a plain verdict.
Start where you are