
Business records · Financial intelligence · Operations · Connections
See your business clearly.
Grow it with the right people.
SAKI SE keeps your records, turns them into decisions, builds the systems your business runs on, and connects you to a network of businesses that back each other.
Based in Port Harcourt. Not a lender: we never hold your money.



Monthly
records checked and reported
Naira
every swap valued and recorded
9 steps
from first idea to scale
₦0
of your money ever held by us
How SAKI SE works
Experienced people. Modern systems. One view of your business.
Software alone can't tell you why a good month left no money. People alone can't check every entry, every day. You get both.
People
- A records team that checks every entry
- Growth advisers who know your step and your niche
- Liaisons who connect you to the network
Systems
- Phone forms made for each kind of business
- Automatic checks, reminders and monthly reports
- A Verified Score built from your own records
Business overview · September
Mama Put Kitchen
Sales
₦412,500
Expenses
₦301,200
You kept
₦111,300
OctSales, last 12 monthsSep
Your next move
Collect the ₦38,000 owed before giving more credit.
Supplier offer
Product investor · verified
20 bags of rice now. Pay from sales in 3 instalments, starting in 30 days.
Sample view · made-up business and figures
The team
The people who check your numbers.
A small team in Port Harcourt. You will know who keeps your records, who signs off your month, and who to call.

Fafaa Horsfall
Founder & Managing Partner
Sets the direction, the network and the rules everyone works by.

Favour Tonye Harry
Chief Executive Officer
Runs SAKI SE day to day and leads the community sessions.

Soingo Samuel-Horsfall
Finance Officer
Checks the books, signs off every monthly close and watches the backing.

Victory Azubuike
Records Assistant
Turns your notes and receipt photos into clean records.

Oribimate Wokoma
Liaison Officer, Sales
Brings new members in and looks after the lanes.

Favour Bobmanuel
Liaison Officer, Marketing
Helps members see which marketing actually brings sales.
The Growth Card
Your business has an age. Is it growing well for it?
A two-year-old is not a failed adult. Your business should be measured against what is healthy for its own age: newborn, toddler, child, teenager, young adult, adult. Every member gets a Growth Card each month, like a clinic card for a child.
The gold band is growing well for its age. Above: ahead. Below: catching up.
SAKI SE Growth Card
SampleA sample shoemaker
14 months selling: a child in age, growing like a toddler.
Sales
On trackProfit
BehindRegular customers
AheadRecords
On trackNext milestones
- Know what each pair costs to make
- A profit in 2 of the last 3 months
Services
Four services. One business that runs on facts.
Start with your records. Everything else builds on them.
Business Records
Every sale and expense, kept clean and checked.
Log your day on a simple phone form, or send us photos of your notes and receipts and our team enters them. Either way, we check every month's records and chase what is missing, so your numbers can be trusted by you, and by the people you work with.
More on Business Records
Sales & expenses
Sample- TodayJollof rice × 14+₦49,000Transfer
- TodayGas refill−₦12,500Cash
- YesterdaySmall chops order+₦35,000POS
- YesterdayCredit: Mrs Ada+₦8,000Credit
26 of 30 days recorded · checked by SAKI SE
Financial Intelligence
A monthly report that tells you what to do next.
Your report shows what came in, what went out, what you kept and what is leaking, in plain words. Then it tells you the next move: the price to raise, the credit to collect, the cost to cut. Over time your records build a Verified Score that shows how reliable your business is.
More on Financial Intelligence
Monthly report · September
SampleWhat you kept
₦111,300
Verified Score
72 / 100
What's leaking
Jollof costs ₦3,700 a plate to make and sells for ₦3,500. Raise it by ₦200.
Operational Development
Simple systems, and the next step on your climb.
Every business sits on one of nine steps, from first idea to scale. We find your step, list the checkpoints to clear, and help you put in the systems that let the business run without you holding every detail: registration, documents, stock, orders, staff routines.
More on Operational Development
Brand journey · Step 4 of 8
SampleMake it official
- Business name registered
- Business bank account opened
- Three months of clean records
- Receipts and documents filed
Strategic Connections
The right people around your business.
Through the SAKI SE Business Growth Network, skilled service investors and suppliers back your brand first and are paid later from your sales, members swap goods and services, and we bring you opportunities that fit your stage.
More on Strategic Connections
Backing your brand
Sample- TB
Designer
Logo and 10 posts · paid over 3 months
- AO
Rice supplier
20 bags now · paid as you sell
- KE
Rider (swap)
Deliveries for meals
Questions we answer
The questions owners ask us most.
“Am I actually making a profit?”
Your monthly report separates sales from what you kept, and shows where the difference went.
“Why is there never money at month end?”
We trace the leaks: old prices, credit not collected, small daily spends nobody writes down.
“What should I fix first?”
Your step on the brand journey and its next checkpoint, so you work on one thing at a time.
“Who can help me grow without cash upfront?”
Service and product investors in the network back you first and are paid from your sales.
The SAKI SE Business Growth Network
No one grows alone.
A network where businesses rise by backing each other. Skilled people and suppliers give their work and products first, and are paid later from sales on terms agreed upfront. Members swap what they make for what they need. And because every member keeps clean records with us, everyone can see who they are growing with.
- Brands
- Give: Clean records and steady growth.
Get: Skills, stock and connections now, paid from sales. - Service investors
- Give: Design, photography, marketing, accounting, tailoring, delivery.
Get: Steady work with verified brands, paid on an agreed schedule. - Product investors
- Give: Stock, ingredients, materials, packaging.
Get: New buyers, paid as the brand sells. - First distributors
- Give: Collecting goods from owners and keeping them in storage or a warehouse.
Get: A margin on every unit that moves down the lane, recorded and confirmed. - Distributors
- Give: Taking goods from storage to other distributors and to marketers in your lane.
Get: Your own margin, and a lane nobody can cut you out of. - Marketers, resellers and influencers
- Give: Selling to customers: your status, your page, your shop, your people.
Get: Goods without capital (paid first, or on trust once proven) and your margin on every sale. - Communities
- Give: Their members, together.
Get: One agreement and a network that grows with the group.
Pricing
Clear plans. No surprises.
Prices in naira. Every plan includes your monthly report, your place on the brand journey and the Value Exchange.
Self-Recording
For owners who are happy to log their own day.
₦7,500₦20,000/ month/ quarter
or ₦20,000 a quarter₦6,667 a month, billed quarterly
- Phone form for your kind of business
- We check your entries every month
- Monthly report and review
- Your place on the brand journey
- Value Exchange included
Managed Records
For owners who would rather send us the details.
₦15,000₦40,000/ month/ quarter
or ₦40,000 a quarter₦13,333 a month, billed quarterly
- Send notes and receipt photos on WhatsApp
- Our team records and checks everything
- Monthly report and review
- Your place on the brand journey
- Value Exchange included
Growth
For businesses ready to climb.
₦25,000₦67,500/ month/ quarter
or ₦67,500 a quarter₦22,500 a month, billed quarterly
- Everything in Managed Records
- Monthly Business Health advice
- Help with content and your brand
- Matching with service investors
- Opportunities we spot for you
Swap Pass
₦2,000 / month
Not on a plan? List what you offer and swap on the Value Exchange.
Records clean-up
Quoted after assessment
Months of past records caught up and set up properly, once.
Event Check
₦2,000 once
A quick money check before you pay for an event stall.
Group agreements
Ask us
Cooperatives, market associations and programmes: all your members on one agreement.
Insights
Short reads for people building something.
The network
4 min read
Paid later, paid properly: how backing works between brands
A designer gives work now and is paid from sales later. Here is what makes that fair for both sides.
ReadRecords
3 min read
Why your sales figure is not your profit
Busy days can hide a business that is losing money. Three numbers tell you the truth.
ReadValue Exchange
3 min read
Money is not the only true value
What your business could swap instead of spend, and the rules that keep a swap fair.
ReadStart where you are